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Spring selling season is coming - what buyers should do now to get ready
Spring is consistently the busiest period of the year for Australian property, with more listings, open homes and competition than at any other time. For buyers who want to be in a strong position when the market picks up in September and October, August is the ideal time to prepare.
Getting ready now rather than scrambling once listings appear can make the difference between securing a property and missing out. Here is what to focus on over the coming weeks.

Greg Dodd
4 days ago2 min read


What’s the state of the 2026 Federal Budget for property?
The 2026 Federal Budget proposed the most significant changes to residential property tax settings in a generation.
The key negative gearing and capital gains tax changes are not yet law. The government introduced the Treasury Laws Amendment (Tax Reform No. 1) Bill 2026 to Parliament on 28 May, and it has been referred to the Senate Economics Legislation Committee, expected to report by the end of June.

Greg Dodd
Jul 92 min read


4 things that can go wrong between offer and settlement
Having an offer accepted on a property feels like the hard part is over. In reality, the period between signing a contract and settling can be one of the more stressful stages of a property purchase, and it is where deals can still fall apart.
Understanding what can go wrong during this window and taking steps to manage those risks early puts you in a much stronger position to get to settlement without unwanted surprises.

Greg Dodd
Jul 22 min read


3 things to know about buy now, pay later vs a personal loan
Buy now, pay later services have become a familiar part of how many Australians pay for things, from clothing and electronics to medical bills and car repairs.
For smaller purchases, in particular, they can be very appealing with instant access, no interest, and repayments spread over a few weeks.

Greg Dodd
Jun 53 min read


What first home buyers often overlook when purchasing property
Buying your first home is an exciting milestone. For many Australians, it represents years of saving, planning, and finally stepping into the property market.
But the focus on deposits, borrowing capacity and finding the right home could sometimes cause buyers to overlook other important factors. While these details may not seem significant at first, they could have a major impact on your finances and lifestyle after the purchase is complete.

Greg Dodd
Apr 302 min read


Hidden spending habits derailing home loan applications
Young Australians are losing their shot at home ownership due to underestimating their living expenses on mortgage applications, with some understating monthly spending by more than $1,000.

Greg Dodd
Mar 132 min read


Ten property markets identified as future growth hotspots
en property markets across four states have been identified as offering strong long-term capital growth potential.
According to a new report from property research firm Hotspotting, the list includes locations in Queensland, New South Wales, Victoria, and Tasmania.

Greg Dodd
Feb 242 min read


Home prices continue to climb, but the pace slows in early 2026
Australia’s housing market opened 2026 on a positive note, with the latest Cotality Home Value Index showing a 0.4% rise in national dwelling values in January. While this marks the 13th consecutive month of growth, the figures reveal a continued slowdown from the peaks recorded in mid to late 2025.

Greg Dodd
Feb 52 min read


3 reasons Buy Now Pay Later could affect your ability to get a home loan
Buy Now Pay Later (BNPL) services are popular for splitting purchases into smaller instalments, especially in the lead up to Christmas.
But if you’re planning to apply for a home loan, it’s worth understanding how these platforms may impact your borrowing capacity.

Greg Dodd
Jan 212 min read


Home prices set to reach new records in 2026
Australian property values are expected to hit new highs across all capital cities by the end of 2026, driven largely by first-home buyer demand and easing interest rates.

Greg Dodd
Jan 162 min read
What is the Federal "Co-Ownership" Scheme?
You’ve probably heard about the new scheme from the Help to Buy Scheme (sometimes described as a co-ownership or shared-equity program) by the Australian Federal Government. In simple terms: the Government becomes part-owner of your home so you can get in the market earlier, pay a smaller deposit and borrow less. Then you gradually buy out the Government’s share over time.
Here’s a breakdown of how it works, who might be eligible, how many places are available, and what the

Greg Dodd
Oct 27, 20257 min read


Buyers paying six-figure premiums for top school zones
For many Australian families, access to a top-performing public school can be just as important as the number of bedrooms or proximity to transport. But new data reveals that the price of buying into these coveted catchments often comes with a big price tag, and not always the capital growth payoff some buyers expect.According to Cotality, buyers are paying premiums well into the six-figure range, and in one Sydney case, upwards of $1.3 million, just to live within a high-dem
ch9096
Sep 25, 20253 min read


Unlock Growth with Business Equipment Funding Options
Growing a business often requires investing in new equipment. Whether it's upgrading machinery, purchasing technology, or expanding your fleet, having the right tools is essential for success. However, acquiring equipment can be costly, and many businesses struggle to find the funds needed. This is where equipment financing solutions come into play, offering flexible and accessible ways to secure the necessary capital without draining cash reserves.

Greg Dodd
Sep 22, 20254 min read


What investors need to know before buying this spring
While it might be cold at the moment, Spring is just around the corner, and if you’re looking at buying a property, this can be a great time.
The spring selling season has a reputation for being fast-paced, competitive, and opportunity-rich. But while more properties hit the market and inspections increase, the speed of transactions also accelerates, leaving less room for hesitation and more need for strategy.
ch9096
Sep 18, 20252 min read


10 questions to ask your mortgage broker before refinancing
Refinancing can be a smart move. It may help you save money, reduce your loan term or unlock better features. However before signing a new agreement, it’s critical to ask the right questions. Here are ten things to cover with your mortgage broker before refinancing.
ch9096
Sep 11, 20252 min read


Major changes to HECS debt treatment for home loans
The federal government is making it easier for Australians with student debt to secure home loans by instructing financial regulators to update their guidance on HELP debt assessment.

Greg Dodd
Sep 4, 20251 min read


5 Tips for getting a business loan
Need finance to cover cash flow gaps, grow your business, or take on a new opportunity? Whether you're expanding, launching a new venture, or simply need working capital, a business loan can give you the ability to move forward.

Greg Dodd
Aug 26, 20253 min read


10 Smart Reasons to Refinance Your Home Loan
10 Smart Reasons to Refinance Your Home Loan

Greg Dodd
Jul 30, 20252 min read


Understanding Debt Recycling: A Path to Financial Freedom
What is debt recycling exactly? How does it work? And is it the right strategy for your financial goals?

Greg Dodd
Jul 10, 20252 min read


Trust in mortgage brokers remains high
Despite elevated interest rates causing stress to borrowers, trust in brokers remains high. According to the Consumer Access to Mortgages...

Chris Whitmore
Jul 10, 20252 min read
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