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3 reasons Buy Now Pay Later could affect your ability to get a home loan
Buy Now Pay Later (BNPL) services are popular for splitting purchases into smaller instalments, especially in the lead up to Christmas.
But if you’re planning to apply for a home loan, it’s worth understanding how these platforms may impact your borrowing capacity.

Greg Dodd
Jan 222 min read


Home prices set to reach new records in 2026
Australian property values are expected to hit new highs across all capital cities by the end of 2026, driven largely by first-home buyer demand and easing interest rates.

Greg Dodd
Jan 162 min read
What is the Federal "Co-Ownership" Scheme?
You’ve probably heard about the new scheme from the Help to Buy Scheme (sometimes described as a co-ownership or shared-equity program) by the Australian Federal Government. In simple terms: the Government becomes part-owner of your home so you can get in the market earlier, pay a smaller deposit and borrow less. Then you gradually buy out the Government’s share over time.
Here’s a breakdown of how it works, who might be eligible, how many places are available, and what the

Greg Dodd
Oct 27, 20257 min read


Buyers paying six-figure premiums for top school zones
For many Australian families, access to a top-performing public school can be just as important as the number of bedrooms or proximity to transport. But new data reveals that the price of buying into these coveted catchments often comes with a big price tag, and not always the capital growth payoff some buyers expect.According to Cotality, buyers are paying premiums well into the six-figure range, and in one Sydney case, upwards of $1.3 million, just to live within a high-dem
ch9096
Sep 25, 20253 min read


Unlock Growth with Business Equipment Funding Options
Growing a business often requires investing in new equipment. Whether it's upgrading machinery, purchasing technology, or expanding your fleet, having the right tools is essential for success. However, acquiring equipment can be costly, and many businesses struggle to find the funds needed. This is where equipment financing solutions come into play, offering flexible and accessible ways to secure the necessary capital without draining cash reserves.

Greg Dodd
Sep 22, 20254 min read


What investors need to know before buying this spring
While it might be cold at the moment, Spring is just around the corner, and if you’re looking at buying a property, this can be a great time.
The spring selling season has a reputation for being fast-paced, competitive, and opportunity-rich. But while more properties hit the market and inspections increase, the speed of transactions also accelerates, leaving less room for hesitation and more need for strategy.
ch9096
Sep 18, 20252 min read


10 questions to ask your mortgage broker before refinancing
Refinancing can be a smart move. It may help you save money, reduce your loan term or unlock better features. However before signing a new agreement, it’s critical to ask the right questions. Here are ten things to cover with your mortgage broker before refinancing.
ch9096
Sep 11, 20252 min read


Major changes to HECS debt treatment for home loans
The federal government is making it easier for Australians with student debt to secure home loans by instructing financial regulators to update their guidance on HELP debt assessment.

Greg Dodd
Sep 4, 20251 min read


5 Tips for getting a business loan
Need finance to cover cash flow gaps, grow your business, or take on a new opportunity? Whether you're expanding, launching a new venture, or simply need working capital, a business loan can give you the ability to move forward.

Greg Dodd
Aug 26, 20253 min read


10 Smart Reasons to Refinance Your Home Loan
10 Smart Reasons to Refinance Your Home Loan

Greg Dodd
Jul 30, 20252 min read


Understanding Debt Recycling: A Path to Financial Freedom
What is debt recycling exactly? How does it work? And is it the right strategy for your financial goals?

Greg Dodd
Jul 10, 20252 min read


Trust in mortgage brokers remains high
Despite elevated interest rates causing stress to borrowers, trust in brokers remains high. According to the Consumer Access to Mortgages...

Chris Whitmore
Jul 10, 20252 min read


Commercial property market poised for growth in 2026
Australia's commercial property market is showing signs of recovery after a challenging period, with tentative growth expected throughout 2025 and stronger performance anticipated in 2026.

Greg Dodd
Jul 9, 20252 min read


Greg's Opinion- RBA holds Interest Rates
Wow! What a surprise, I don’t know anyone who didn’t think interest rates would be reduced by at least 25 basis points at today’s RBA...

Greg Dodd
Jul 8, 20251 min read


Property prices could double by 2030
Property prices could double in many suburbs by 2030 if current growth trends continue, according to new data from PropTrack. The...

Greg Dodd
Jul 8, 20251 min read


How First Home Buyers Can Buy at Auction: A Comprehensive Guide
Buying your first home is an exciting milestone. However, participating in an auction can be one of the most nerve-wracking parts of the journey.

Greg Dodd
Jul 3, 20253 min read
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